Wednesday, 21 January 2009

75 is the number today!!!!

As expected BNM reduced the lending rate by 75 basis points today.....a good news indeed for consumer, provided that banks will remain to their promise of furnishing loans and hence liquidity in the market.

What will this reduction means untuk org2 cam kita:

  1. Low borrowing cost, boleh buat financing untuk rumah
  2. Ringgit mungkin jatuh skit against other currencies, sebab, less attractive. Mungkin harga barang import akan naik.
  3. Org2 yg menyimpan bersandarkan interest akan kurang, maka, lebih byk liquidity dalam market.
  4. Kalau sapa ada lebihan duit, mungkin akan buat pelaburan dalam bentuk selain dari deposit yg boleh membawa pulangan lebih dari interest.

Mungkin ada yg lain2 lagi leh ditambah, dipersilakan....

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